Terry Mark Aaron 4

What Happened Terry Mark Aaron, Executive Vice President and Chief Information Officer of United Community Banks (UCB), had 2,080 performance- and time-based stock units vest on Feb 15, 2026 (award/acquisition). To satisfy tax withholding obligations, a total of 1,156 shares were withheld/disposed: 633 shares at $34.56 each ($21,876) and 523 shares at $34.56 each ($18,075), together about $39,951. The 2,080 shares were credited as vested awards (no cash purchase).

Key Details

• Transaction date: February 15, 2026; Form 4 filed February 18, 2026.
• Awards: 2,080 shares acquired (code A) at $0.00 — reflects vesting of stock units.
• Withholdings: 633 shares withheld at $34.56 ($21,876) and 523 shares withheld at $34.56 ($18,075) (code F).
• Footnotes: F1 = vesting of performance stock units; F2 = shares withheld for tax on performance units; F3 = shares withheld for tax on time-based units.
• Shares owned after the transaction are not specified in the filing.
• Filing timing: Transaction on 2/15/26, filed 2/18/26 — filing falls within the typical 2-business-day Form 4 window (Feb 15 was a Sunday).

Context This was a compensation-related vesting event, not an open-market sale or purchase. The withheld shares were used to cover tax obligations (cashless/share-withholding), which is a routine administrative step and not necessarily an indicator of insider sentiment about the stock. The net economic effect for Aaron is receipt of the vested shares less the shares withheld for taxes (total withheld ≈ $39,951).