UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

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FORM 8-K

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CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

~~December~~February 825, ~~2025~~2026

Date of Report (date of earliest event reported)

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Chime Financial, Inc.

(Exact name of registrant as specified in its charter)

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Delaware (State or other jurisdiction of incorporation or organization)	001-42693 (Commission File Number)	46-0925388 (I.R.S. Employer Identification Number)
101 California Street, Suite 500 San Francisco, CA 94111
(Address of principal executive offices and zip code)
(844) 244-6363
(Registrant's telephone number, including area code)
Not Applicable
(Former name or former address, if changed since last report)

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Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:


☐			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))


Securities registered pursuant to Section 12(b) of the Act:
Title of each class	Trading Symbol	Name of each exchange on which registered
Class A common stock, par value $0.0001	CHYM	The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 12b-2 of the Exchange Act.

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.☐

Item 52.02 – ~~Departure~~Results of ~~Directors~~Operations orand ~~Certain~~Financial ~~Officers; Election of Directors; Appointment of Certain Officers; Compensatory Agreements of Certain Officers~~Condition.

~~On December 10, 2025, Chime~~ Financial, ~~Inc.~~Results (for the ~~“Company”)~~Fourth ~~announced~~Quarter ~~that~~and ~~its~~Full ~~Board~~Year of ~~Directors appointed Mark Troughton as the Company’s President effective as of December 8,~~ 2025.

~~Mr.~~On ~~Troughton~~February 25, ~~age 57~~2026, ~~previously~~Chime ~~served as the Company’s Chief Operating Officer from November 2019 to December 2025 and as Chief Business Officer from September 2019 to November 2019. Prior to joining the Company~~Financial, MrInc. ~~Troughton~~(“Chime”) ~~served~~issued asa ~~President~~press atrelease ~~Ring.com~~regarding ~~from 2016 through~~ its ~~acquisition~~financial byresults ~~Amazon~~for inthe ~~2018,~~quarter ~~as President at Whisper from 2015 to 2016,~~ and asfull ~~President,~~year ~~Americas~~ended ~~of Wonga.com from 2012 to 2013. Before that~~December 31, Mr2025. ~~Troughton~~A ~~held~~copy ~~various~~of ~~senior~~the ~~positions~~press atrelease ~~Green~~is ~~Dot~~furnished ~~Corporation from 2003 to 2012, including~~ as ~~President,~~Exhibit ~~Cards~~99.1 ~~& Network from 2007~~ to ~~2012.~~this Mrreport. ~~Troughton~~As ~~holds~~previously ~~a BCom~~announced, aChime ~~BCom~~will ~~(Hons),~~host ~~and~~ an ~~MCom,~~earnings ~~each~~call inon ~~finance~~February 25, ~~accounting,~~2026 orat ~~related~~2:00 ~~subjects,~~p.m. ~~from~~PT/5:00 ~~the~~p.m. ~~University of Cape Town (South Africa)~~ET.

~~There~~The ~~are~~information nofurnished ~~arrangements~~with orthis ~~understandings~~Item ~~between Mr~~2.02, ~~Troughton~~including ~~and~~Exhibit ~~any~~99.1, ~~other~~shall ~~persons,~~not ~~pursuant~~be todeemed ~~which~~“filed” hefor ~~was~~purposes ~~appointed~~of asSection ~~President,~~18 noof ~~family~~the ~~relationships~~Securities ~~among~~Exchange ~~any~~Act of 1934, as amended (the ~~Company’s~~“Exchange ~~directors~~Act”), or ~~executive~~otherwise ~~officers~~subject ~~and~~to ~~Mr.~~the ~~Troughton~~liabilities of that section, ~~and~~nor heshall ~~has~~it nobe ~~direct~~deemed orincorporated ~~indirect~~by ~~interest~~reference ininto any ~~transaction~~other ~~required~~filing tounder bethe ~~disclosed~~Securities ~~pursuant~~Act toof ~~Item~~1933, ~~404(a)~~as ofamended, ~~Regulation~~or ~~S-K~~the Exchange Act, except as expressly set forth by specific reference in such filing.

InItem ~~connection with his promotion to President, Mr~~9.01 Troughton’s annual base salary will increase to $525,000. Mr. Troughton was also granted (i) restricted stock units covering 80,000 shares of the Company’s Class A common stock, which will vest quarterly over a four-~~year~~ ~~period,~~Financial Statements and ~~(ii) options to purchase 160,000 shares of the Company’s Class A common stock, which will vest monthly over a four-year period~~Exhibits. ~~No other changes were made to the compensation of Mr. Troughton in connection with his promotion.~~

Exhibits


Exhibit No.						Description
99.1						Press release dated February 25, 2026
104						Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	Chime Financial, Inc.
December 10, 2025	By:	/s/ Adam Frankel
February 25, 2026	By:	/s/ Matthew Newcomb
	Name:	~~Adam~~Matthew ~~Frankel~~Newcomb
	Title:	~~General~~Chief ~~Counsel~~Financial ~~and Corporate Secretary~~Officer

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