UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): ~~June~~August 614, 2025

ADVANCED FLOWER CAPITAL INC.

(Exact name of Registrant as Specified in Its Charter)


Maryland	001-39995	85-1807125
(State or Other Jurisdiction of Incorporation)	(Commission File Number)	(IRS Employer Identification No.)

477 S. Rosemary Ave., Suite 301

West Palm Beach, FL, 33401

(Address of principal executive offices, including zip code)

561-510-2390

(Registrant’s telephone number, including area code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instructions A.2. below):


☐			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common Stock, par value $0.01 per share

AFCG

The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☒

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 12.0102 ~~Entry~~Results ~~into~~of aOperations ~~Material~~and ~~Definitive~~Financial ~~Agreement~~Condition.

On ~~June~~August 614, 2025, Advanced Flower Capital Inc., issued a ~~Maryland~~press ~~corporation~~release ~~(the~~announcing ~~“Company”),~~its ~~entered~~financial ~~into an amendment (the “Amendment”) to that certain Loan~~ and ~~Security~~operational ~~Agreement,~~results ~~dated~~for ~~as of April 29, 2022 (~~the ~~“Agreement”),~~quarter byended ~~and~~June ~~among the Company~~30, ~~the~~2025. ~~lender~~A ~~party~~copy ~~thereto~~of ~~and~~ the ~~lead~~press ~~arranger,~~release ~~bookrunner~~is ~~and~~furnished ~~administrative~~as ~~agent~~Exhibit ~~party thereto~~99.1 ~~The Amendment, among other things, increases the commitment from the lender to $50 million~~hereto.

The ~~foregoing~~information ~~description~~contained in Item 2.02 of this Current Report, including Exhibit 99.1, shall not be deemed “filed” for purposes of Section 18 of the ~~Amendment~~Securities isExchange ~~qualified~~Act inof ~~its~~1934, ~~entirety~~as amended (the “Exchange Act”), or incorporated by reference toin any filing under the ~~full~~Securities ~~text~~Act of ~~the~~1933, ~~Amendment~~as amended, ~~which~~or isthe ~~filed~~Exchange asAct, ~~Exhibit~~except ~~10.9E~~as ~~hereto~~shall ~~and~~be isexpressly ~~incorporated~~set forth by specific reference ~~herein~~in such a filing.

OnItem ~~June~~ 9~~, 2025, Advanced Flower Capital Inc~~.01 Financial ~~issued~~Statements aand ~~press release announcing the Amendment to the Agreement~~Exhibits. ~~A copy of the press release is furnished as Exhibit 99.1 hereto.~~

Item 9.01 Financial Statements and Exhibits

(d)Exhibits

Exhibit No.						Description
10.9E						Amendment Number Five to Loan and Security Agreement, dated as of June 6, 2025, by and among Advanced Flower Capital Inc., the lenders party thereto, and the lead arranger, bookrunner and administrative agent party thereto.
99.1						Press Release issued by Advanced Flower Capital Inc. on August 14, 2025.
99.1						Press Release issued by Advanced Flower Capital Inc. on June 9, 2025.
104						Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	ADVANCED FLOWER CAPITAL INC.
	By:	/s/ Brandon Hetzel
		Brandon Hetzel
		Chief Financial Officer and Treasurer
Date: June 9, 2025
Date: August 14, 2025

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