Walsh Elizabeth L. 4

What Happened

• Elizabeth L. Walsh, a director of Carter Bankshares, reported a gift of 835 shares on January 29, 2026. The transaction is recorded at $0 per share (disposition code G) and a total reported value of $0. Footnote F1 indicates the shares were gifted to her son.
• This was a gift (not a purchase or sale), which is a disposition of shares but does not reflect a traditional market sale.

Key Details

• Transaction date: 2026-01-29; reporting/filing date: 2026-01-29 (same-day filing).
• Price per share reported: $0.00; number of shares: 835; total reported value: $0.
• Shares owned after transaction: not reported in the provided filing.
• Footnote: F1 — gifted to son.
• Transaction code: G = Gift. Filing appears timely (filed the same day as the transaction).

Context

• Gifts are transfers of shares and are not the same as open-market sales; they typically do not signal the insider's view of the stock in the way purchases or market sales might.
• Retail investors should note the transfer reduced the insider’s holdings but should not infer market sentiment solely from a gift.