$CARE·8-K

Carter Bankshares, Inc. · Apr 23, 8:15 AM ET

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Carter Bankshares, Inc. 8-K

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Carter Bankshares Reports Q1 2026 Financial Results

What Happened
Carter Bankshares, Inc. (CARE) announced its financial results for the quarter ended March 31, 2026 by press release and furnished that press release on Form 8‑K dated April 23, 2026 (Item 2.02). The press release is attached to the filing as Exhibit 99.1. The Form 8‑K was signed by Wendy S. Bell, Chief Financial Officer.

Key Details

  • Filing date: April 23, 2026; quarter covered: three months ended March 31, 2026.
  • Form 8‑K items reported: Item 2.02 (Results of Operations and Financial Condition) and Item 9.01 (Exhibits — Exhibit 99.1 is the press release).
  • The press release includes forward‑looking statements and a detailed risk‑factor caution covering topics such as interest‑rate effects, CECL adoption, commercial real estate exposure, liquidity and capital, cybersecurity, regulatory matters, and other macroeconomic and operational risks.
  • Form signed by Wendy S. Bell, Chief Financial Officer, on behalf of the company.

Why It Matters
This 8‑K furnishes management’s first‑quarter 2026 results and commentary; investors should review the attached press release (Exhibit 99.1) for the company’s reported earnings, revenue, net interest results, asset quality and any management outlook or guidance. The filing’s forward‑looking statement disclosures list many risks that could affect future performance, so readers should consider those caveats when evaluating the quarter’s results.

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