Carter Bankshares Reports Q2 2026 Financial Results

What Happened

• Carter Bankshares, Inc. (CARE) filed a Form 8-K on July 23, 2026 to announce its financial results for the three- and six-month periods ended June 30, 2026. The company attached a press release as Exhibit 99.1. The filing was signed by Wendy S. Bell, Chief Financial Officer.

Key Details

• Filing date: July 23, 2026; reporting period: three and six months ended June 30, 2026.
• Item disclosed: 2.02 (Results of Operations and Financial Condition); related exhibit: 99.1 (press release).
• The press release contains forward‑looking statements and a detailed risk/assumption disclosure (mentions factors such as market interest rates, CECL adoption, asset quality, commercial real estate concentrations, cybersecurity, regulatory matters and other risks).
• The Form 8-K is furnished (not furnished) under Item 2.02 and includes the company’s standard forward‑looking caution.

Why It Matters

• This filing signals that CARE has released its quarterly financial results; investors should read Exhibit 99.1 (the press release) for the actual revenue, earnings, capital and asset‑quality figures and management commentary.
• The forward‑looking statement language highlights key risk areas (interest rates, CECL, CRE exposure, liquidity and regulatory risks) investors should consider when evaluating the company’s quarter and outlook.