Santiago Helen S 4

What Happened

• Helen S. Santiago, a director of CITIZENS & NORTHERN CORP (ticker: CZNC), acquired a total of 103 shares on 2026-02-13 via dividend reinvestment. Transactions recorded were 101 shares, 1 share and 1 share at $23.59 per share, totaling approximately $2,431. This is an acquisition (purchase) resulting from a dividend reinvestment — generally a routine, non-discretionary purchase rather than an active open-market buy.

Key Details

• Transaction date and price: 2026-02-13 at $23.59 per share.
• Shares acquired: 101 + 1 + 1 = 103 shares; total value ≈ $2,431.
• Transaction code/footnote: Code J with Footnote F1 — shares were acquired through reinvestment of a cash dividend under a dividend reinvestment plan (DRIP).
• Shares owned after transaction: Not specified in the provided filing.
• Filing timeliness: Form 4 reported on 2026-02-27 for trades on 2026-02-13 (filed 14 days after the transactions), which is later than the usual two-business-day Form 4 deadline.

Context

• Dividend reinvestments are common, automated transactions that reflect the director electing to reinvest dividends to buy additional shares. They are typically routine and do not necessarily indicate a change in the insider’s view of the company.