NMI Holdings, Inc.·4

Feb 10, 7:47 PM ET

Fitzgerald Norman Peter 4

4 · NMI Holdings, Inc. · Filed Feb 10, 2026

Research Summary

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NMIH EVP Norman Fitzgerald Sells Shares for Tax Withholding

What Happened
Norman Fitzgerald, EVP and Chief Sales Officer of NMI Holdings, had a total of 3,640 shares withheld by the company to satisfy withholding taxes when certain restricted stock units (RSUs) vested. The dispositions recorded were 2,323 shares on 2026-02-07 and 1,317 shares on 2026-02-08; both are reported as $0 proceeds because the shares were retained by the company for tax withholding (transaction code F).

Key Details

  • Transaction dates: 2026-02-07 (2,323 shares) and 2026-02-08 (1,317 shares). Total withheld: 3,640 shares.
  • Price/proceeds: reported as $0 (shares were withheld to cover taxes, not sold on the open market).
  • Holdings after transaction (per filing footnote): 21,711 common shares and 12,119 unvested RSUs.
  • Footnotes: Withholdings relate to RSUs granted 2/7/2024 (F1) and 2/8/2023 (F2). Net settlement used the closing price on 2026-02-06; the RSUs vest 40% on each of the first two anniversaries and 20% on the third anniversary. (F3 summarizes current holdings.)
  • Transaction code: F = tax withholding on vested equity.

Context
This was a routine tax-withholding disposition tied to RSU vesting—common for employees—and not an open-market sale or purchase. Tax-withholding events usually do not by themselves signal insider sentiment about the company’s stock.

Insider Transaction Report

Form 4
Period: 2026-02-07
Fitzgerald Norman Peter
EVP, Chief Sales Officer
Transactions
  • Tax Payment

    Common Shares, $0.01 par value per share

    [F1]
    2026-02-072,32335,147 total
  • Tax Payment

    Common Shares, $0.01 par value per share

    [F2][F3]
    2026-02-081,31733,830 total
Footnotes (3)
  • [F1]Represents shares withheld by NMIH to satisfy withholding taxes due in connection with the vesting of certain restricted stock units granted to the reporting person on February 7, 2024 at a net settlement price equal to the closing stock price on February 6, 2026. The shares underlying these restricted stock units vest 40% on each of the first and second anniversaries of the grant date and 20% on the third anniversary of the grant date.
  • [F2]Represents shares withheld by NMIH to satisfy withholding taxes due in connection with the vesting of certain restricted stock units granted to the reporting person on February 8, 2023 at a net settlement price equal to the closing stock price on February 6, 2026. The shares underlying these restricted stock units vest 40% on each of the first and second anniversaries of the grant date and 20% on the third anniversary of the grant date.
  • [F3]Represents 21,711 common shares and 12,119 unvested restricted stock units.
Signature
/s/ Augustin Joo, as Attorney-in-Fact|2026-02-10

Documents

4 files
  • 4
    wk-form4_1770770821.xmlPrimary

    FORM 4

  • EX-24

    EX-24

  • GRAPHIC
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    GRAPHIC

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    GRAPHIC