Capital One (COF) Chief Credit Risk Officer Michael Zamsky Receives Award

What Happened Michael Zamsky, Capital One’s Chief Credit & Financial Risk Officer, was granted 5,231 restricted stock units (RSUs) on February 3, 2026. The award is reported as an acquisition (code A) at $0.00 per share (no cash exchanged); the reported value is $0 on the Form 4 because these are contingent RSUs, not an open-market purchase.

Key Details

• Transaction date: February 3, 2026; Form 4 filed February 5, 2026 (timely).
• Transaction type/code: Award of restricted stock units (A).
• Shares/units granted: 5,231 RSUs; reported price $0.00 (contingent award).
• Shares owned after transaction: Not specified in this filing.
• Footnote: RSUs vest in three equal annual installments beginning February 15, 2027; each RSU converts to one share upon vesting.
• No indication of tax-withholding sale or 10b5-1 plan in this filing.

Context This is an equity compensation grant, a common form of executive pay. RSU awards are not purchases or sales and do not indicate immediate market buying or selling by the insider; value is realized only as units vest and convert to shares (or are settled).