Prabhu Manesh Balachandran 4

4 · Columbia Financial, Inc. · Filed Nov 4, 2025

Insider Transaction Report

Form 4

Period: 2025-10-31

Columbia Financial, Inc.CLBK

Prabhu Manesh Balachandran

EVP & CIO

Transactions

Tax Payment
Common Stock
2025-10-31$14.75/sh−522$7,700→ 4,857 total

Holdings

Common Stock
(indirect: By Stock Award IV)
11,018
Common Stock
(indirect: By Stock-Based Deferral Plan)
545.598
Common Stock
(indirect: By 401(k))
1,541.376
Common Stock
(indirect: By ESOP)
2,150
Common Stock
(indirect: By SERP)
437
Stock Options (right to buy)
Exercise: $20.54From: 2023-10-31Exp: 2032-10-31→ Common Stock (12,985 underlying)
12,985
Stock Options (right to buy)
Exercise: $16.49From: 2025-03-06Exp: 2034-03-06→ Common Stock (8,296 underlying)
8,296
Common Stock
(indirect: By Stock Award II)
9,690
Stock Options (right to buy)
Exercise: $15.94From: 2024-05-01Exp: 2033-05-01→ Common Stock (8,459 underlying)
8,459
Common Stock
(indirect: By Stock Award III)
11,315
Stock Options (right to buy)
Exercise: $16.23From: 2026-03-03Exp: 2035-03-03→ Common Stock (19,086 underlying)
19,086

Footnotes (9)

[F1]The number of shares held directly includes certain shares that were previously held by Stock Award and that have subsequently vested.
[F2]This form reflects increases in beneficial ownership resulting from exempt acquisitions pursuant to rule 16b-3(c).
[F3]Stock Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive plan, 25% of which vest in three approximately equal annual installments commencing on May 1, 2024; and the remaining 75% of which vest upon achievement of certain specified performance-based vesting criteria, which if achieved, such Awards would vest three years after the date of the Award.
[F4]Stock Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive plan, 25% of which vest in three approximately equal annual installments commencing on March 6, 2025; and the remaining 75% of which vest upon achievement of certain specified performance-based vesting criteria, which if achieved, such Awards would vest three years after the date of the Award.
[F5]Stock Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive plan, which vest upon achievement of certain specified performance-based vesting criteria, which if achieved, such Awards would vest three years after the date of the Award on March 3, 2028.
[F6]Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan are fully vested and exercisable.
[F7]Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan vest in three approximately equal annual installments commencing on May 1, 2024.
[F8]Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan vest in three approximately equal annual installments commencing on March 6, 2025.
[F9]Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan vest in three approximately equal annual installments commencing on March 3, 2026.

Documents

1 file

4
wk-form4_1762277502.xmlPrimary
FORM 4