James Richard Owen 4
4 · PRA GROUP INC · Filed Mar 11, 2026
Research Summary
AI-generated summary of this filing
PRA Group (PRAA) President James R. Owen Receives RSU Award
What Happened
- James Richard Owen, President — PRA Group Europe, was granted a total of 37,054 restricted stock units (RSUs) on 2026-03-09 (three awards: 30,303; 1,242; 5,509) at an acquisition price of $0.00 per share. To satisfy tax withholding obligations on vesting, 9,282 shares were withheld/disposed at $18.15 per share, resulting in $168,469 withheld (reported as dispositions to cover tax liability).
- This is primarily an award/grant transaction (acquisitions of RSUs) combined with routine tax-withholding dispositions — not an open-market sale or purchase.
Key Details
- Transaction date: March 9, 2026; Form 4 filed March 11, 2026 (appears timely).
- Grants: 30,303 + 1,242 + 5,509 = 37,054 RSUs granted; acquisition price $0.00.
- Withheld/disposed for taxes: 584, 426, 2,476, 1,857, and 3,939 shares (total 9,282) at $18.15 each; total value withheld = $168,469.
- Shares owned after the transactions: not specified in the provided filing details.
- Footnotes: grants include time‑based RSUs (vest ratably over 3 years beginning on the grant anniversary), performance-based shares earned under the 2023–2025 LTIP, and a one‑time retention RSU award that vests over 2 years beginning March 9, 2027. Footnotes F4/F5 note the share withholding was to cover tax liabilities on vested awards.
Context
- These transactions represent awards vesting and routine tax withholding (code F). Withholding of shares to cover taxes is an administrative action and should not be read as an open-market sale indicating sentiment.
- For retail investors: grants and vested performance shares increase insider exposure over time as awards vest; routine withholding reduces the net shares received but is common practice.
Insider Transaction Report
Form 4
PRA GROUP INCPRAA
James Richard Owen
President - PRA Group Europe
Transactions
- Award
Common Stock
[F1]2026-03-09+30,303→ 98,887 total - Award
Common Stock
[F2]2026-03-09+1,242→ 100,129 total - Award
Common Stock
[F3]2026-03-09+5,509→ 105,638 total - Tax Payment
Common Stock
[F4]2026-03-09$18.15/sh−584$10,600→ 105,054 total - Tax Payment
Common Stock
[F5]2026-03-09$18.15/sh−426$7,732→ 104,628 total - Tax Payment
Common Stock
[F5]2026-03-09$18.15/sh−2,476$44,939→ 102,152 total - Tax Payment
Common Stock
[F5]2026-03-09$18.15/sh−1,857$33,705→ 100,295 total - Tax Payment
Common Stock
[F5]2026-03-09$18.15/sh−3,939$71,493→ 96,356 total
Footnotes (5)
- [F1]Reflects restricted stock units granted pursuant to the terms of the Company's Omnibus Incentive Plan that will vest ratably over a three year period beginning on the anniversary of the grant date, which was March 9, 2026.
- [F2]Represents shares earned upon the satisfaction of certain performance criteria under the Company's 2023-2025 Long-Term Incentive Plan.
- [F3]Represents a one-time retention grant of restricted stock units awarded pursuant to the terms of the Company's Omnibus Incentive Plan that will vest ratably over a two-year period beginning on March 9, 2027, which is the anniversary of the grant date.
- [F4]Shares withheld to cover tax liability associated with the vesting of the performance share units referenced in Footnote 2.
- [F5]Shares withheld to cover tax liability associated with the vesting of restricted stock units.
Signature
/s/ Christina Branch, Attorney-In-Fact|2026-03-11