Richard Stephanie N 4

What Happened
Stephanie N. Richard, Chief Risk Officer at Ally Financial, reported an open-market sale of 5,000 shares on May 15, 2026. The shares were sold at a weighted average price of $42.14, resulting in gross proceeds of approximately $210,708. This was a sale (not a purchase), and such sales are often routine monetization by insiders rather than a direct signal of company prospects.

Key Details

• Transaction date: 2026-05-15 (open-market sale, code S)
• Price: weighted average $42.14; individual trade prices ranged $42.00–$42.425 per share (see footnote)
• Proceeds: ~$210,708 (5,000 shares × $42.14 WA price)
• Shares owned after transaction: Not specified in the filing
• Footnotes: Sale executed under a 10b5-1 trading plan adopted January 30, 2026 (pre-scheduled sale). The filer notes the reported price is a weighted average and can provide a breakdown of the separate trade prices on request.
• Filing timing: Form 4 was filed on May 19, 2026 (four days after the trade). Form 4s are generally required within two business days of a transaction, so this filing appears later than the typical deadline.

Context
Sales executed under a Rule 10b5-1 plan are pre-planned and intended to provide safe-harbor for insider trades; they often reflect scheduled liquidity needs rather than new information about the company. For retail investors, purchases tend to be more informative than routine insider sales; this filing documents a planned sale rather than an opportunistic or immediate reactionary trade.