Patterson Kathleen L. 4

What Happened Kathleen L. Patterson, Ally Financial’s Chief Human Resources & Corporate Citizenship Officer, was granted 18,618 restricted stock units (RSUs) on Feb 3, 2026 at a reported per‑share market value of $42.30, for a total value of $787,541. On Jan 30, 2026 a total of 6,693 shares (2,876 + 2,032 + 1,785) were withheld by the company to satisfy the reporting person’s tax obligations related to the vesting of previously reported awards; those withholdings were reported as disposals with an effective price/value of $42.30 per share.

Key Details

• Transaction dates and values:
  • Jan 30, 2026 — tax‑withholding disposals: 2,876 shares ($121,655), 2,032 shares ($85,954), 1,785 shares ($75,506) at $42.30 per share.
  • Feb 3, 2026 — grant/award acquisition: 18,618 RSUs at $42.30 per share, total $787,541.
• Shares owned after transaction: Not specified in this Form 4 filing.
• Footnotes of note:
  • F1: Shares were withheld by the company to satisfy the reporting person’s tax obligation from vesting of previously reported RSUs.
  • F2: $42.30 is the per‑share market value quoted as of Jan 28, 2026.
  • F3: The grant represents RSUs that, when vested, may be settled only in shares of common stock.
• Filing timing: Form filed Feb 3, 2026 for transactions dated Jan 30, 2026 (this appears one business day after the typical 2‑business‑day Form 4 reporting window for a Jan 30 transaction).

Context

• The Feb 3 entry is an equity award (RSUs), a non‑cash grant rather than an open‑market purchase — generally considered neutral to mildly positive since it increases the insider’s equity stake over time but is part of compensation.
• The Jan 30 “disposals” were routine tax‑withholding actions (not open‑market sales) commonly used to satisfy income tax on vested awards; these do not necessarily signal a decision to reduce holdings.
• F3 clarifies these RSUs will be settled only in shares (no cash settlement option).