Newcomb Matthew S 4

4 · Chime Financial, Inc. · Filed Mar 16, 2026

AI-generated summary of this filing

Updated Mar 16, 2026

Chime (CHYM) CFO Matthew Newcomb Receives RSU Award

What Happened

Matthew S. Newcomb, Chief Financial Officer of Chime Financial, received two awards on March 12, 2026: 140,713 RSUs (reported as shares) and 281,426 RSU-type derivative awards — a total of 422,139 units. Both grants are recorded at $0.00 (no cash paid). These are awards/long-term compensation, not open-market purchases or sales.

Key Details

Transaction date: 2026-03-12; Filing date (Form 4): 2026-03-16 (timely).
Prices/values reported: $0.00 per unit; total reported value $0.
Shares owned after transaction: Not specified in the filing.
Notable footnotes from the filing:
- F1: These RSUs convert to one share each; 1/16th vests on May 15, 2026 and then quarterly thereafter, subject to continued service.
- F2: Confirms RSU nature and vesting conditions generally apply.
- F3: Certain shares are held by the 2019 Newcomb Fox Family Trust (the Reporting Person and spouse are trustees).
- F4: The filing also references an option vesting schedule (1/48th vests March 15, 2026 and monthly thereafter) for option-held shares.
Derivative note: 281,426 units are reported as derivative securities (contingent rights to shares — RSUs).

Context

RSU awards are compensation that convert to actual shares only as they vest; they do not represent an immediate purchase or sale and generate no immediate cash proceeds for the insider. Such grants align management incentives with shareholders but should be viewed as a compensation event rather than a direct market-confidence signal.

Form 4

Period: 2026-03-12

Chief Financial Officer

Transactions

Award
Class A Common Stock
[F1][F2]
2026-03-12+140,713→ 514,310 total
Award
Employee Stock Option (Right to buy)
[F4]
2026-03-12+281,426→ 281,426 total
Exercise: $21.62Exp: 2036-03-11→ Class A Common Stock (281,426 underlying)

Holdings

Footnotes (4)

[F1]These securities are restricted stock units ("RSUs"). Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock. One-sixteenth (1/16th) of the RSUs shall vest on May 15, 2026 and quarterly thereafter, subject to the Reporting Person continuing as a service provider through each such date.
[F2]Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions of each RSU.
[F3]These shares are held by 2019 Newcomb Fox Family Trust, for which the Reporting Person and his spouse serve as trustees.
[F4]1/48th of the shares subject to the option will vest on March 15, 2026 and 1/48th of the shares vest monthly thereafter, subject to the Reporting Person's continued service through each vesting date.

Signature

/s/ Theresa Bloom, by power of attorney|2026-03-16

1 file