UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): February 1326, 2026

Figure Technology Solutions, Inc.

(Exact name of registrant as specified in its charter)

Nevada

~~001-42829~~

~~99-2556408~~

001-42829

99-2556408

(State or other jurisdiction of incorporation)

(Commission File Number)

(IRS Employer Identification No.)

(State or other jurisdictionof incorporation)

(CommissionFile Number)

(IRS EmployerIdentification No.)

100 West Liberty Street, Suite 600 Reno, Nevada	89501
100 West Liberty Street, Suite 600Reno, Nevada		89501
(Address of principal executive offices)	~~(Zip Code)~~	(Zip Code)

Registrant’s telephone number, including area code: (917) 789-8049

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))


☐			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)


☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))


☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

~~Trading Symbol~~

~~Name of each exchange on which registered~~

Trading Symbol

Name of each exchange on which registered

Class A Common Stock, par value $0.0001 per share

~~FIGR~~

~~The Nasdaq Stock Market LLC~~

FIGR

The Nasdaq Global Select Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☒

Emerging growth company ☒

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition.

On ~~February~~ 13February 26, 2026, Figure Technology Solutions, Inc. (the “Company”) issued a press release announcing ~~certain preliminary~~ financial results for the quarter and year ended December 31, 2025. A copy of the press release is ~~being~~ furnished as Exhibit 99.1 to this Current Report on Form 8-K.

The information contained in this Current Report on Form 8-K (including Exhibit 99.1 hereto) shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”) or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as expressly set forth by specific reference in such a filing.

Item 9.01 Financial Statements and Exhibits.

(d) The following ~~exhibits~~Exhibit ~~are~~99.1 ~~being~~relates ~~filed~~to ~~herewith~~Item 2.02 and shall be deemed to be furnished, and not filed:

Exhibit No.	~~Description~~	Description
99.1	~~Press Release dated February 13, 2026~~	Press Release, dated February 26, 2026
104	~~Cover Page Interactive Data File (embedded within the Inline XBRL document)~~	Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	~~FIGURE TECHNOLOGY SOLUTIONS, INC.~~		FIGURE TECHNOLOGY SOLUTIONS, INC.
Date: February 13, 2026	By:	/s/ Michael Tannenbaum
Date: February 26, 2026			By:	/s/ Michael Tannenbaum
		~~Michael Tannenbaum~~		Michael Tannenbaum
		~~Chief Executive Officer and Director~~		Chief Executive Officer and Director

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