McHaffa Evan S. 4

What Happened
Evan S. McHaffa, EVP and Chief Credit Officer of F&M Bank Corp (FMBM), purchased 650 shares in an open‑market transaction on March 19, 2026. The shares were acquired at $30.59 per share for a total reported transaction value of $19,884. This was a purchase (transaction code P), which investors often view as a more informative action than routine sales, though it does not prove a specific intent.

Key Details

• Transaction date: 2026-03-19
• Transaction type: Open-market purchase (Code P)
• Shares acquired: 650
• Price per share: $30.59
• Total value: $19,884 (650 × $30.59)
• Filing date (Form 4): 2026-03-27 — filing appears late relative to the trade date (reported after the standard two‑business‑day window)
• Shares owned after transaction: Not specified in the filing excerpt provided
• Footnotes/plans: No 10b5‑1 plan, tax withholding, or other special footnotes reported in the provided details

Context
Insider purchases can be interpreted as a positive signal because executives are buying company stock with personal funds, but they are only one data point and do not guarantee future performance. The late filing reduces transparency for the period between the trade and the disclosure; late Form 4s should be noted by investors but do not by themselves explain the insider’s motive.