Retail-Mobile Home Dealers

Retail-mobile home dealers classified under SIC 5271 specialize in the retail sale of new and used manufactured and modular homes, often bundled with site preparation, delivery, installation, and financing assistance. Typical customers range from first-time homebuyers and working families seeking affordable housing to retirees downsizing and residents in rural or exurban communities. The sector operates under strict federal HUD construction and safety standards, state and local zoning rules, and consumer lending regulations that shape sales practices and financing structures. Key risks include interest-rate volatility, credit quality of buyers, regulatory changes affecting chattel and mortgage lending, and reputational issues around community management and resale values. In 2024–2025, demand is being driven by persistent housing shortages, renewed interest in factory-built housing, energy-efficient designs, and growing institutional investment in manufactured home communities, alongside rising digital sales and online inventory platforms. For investors tracking public players in this niche, view live SEC filings on EarningsFeed to monitor developments in real time.

Source: Earnings Feed research · last fetched 11/23/2025