Industry · SIC 6141
Personal Credit Institutions
127 tracked issuers filing with the SEC under this industry classification.
Issuers
127
Recent filings
40
SIC code
6141
Industry overview
Personal Credit Institutions
Personal credit institutions classified under SIC 6141 provide unsecured consumer loans, personal lines of credit, small-balance installment plans, and point-of-sale financing that bridge short-term cash gaps. Their typical customers include non‑prime or thin‑file borrowers, gig workers, and households that may not qualify for traditional bank lending but still demand fast, digital access to credit. Core services center on credit assessment, loan origination, servicing, and collections, increasingly delivered through mobile apps and embedded finance partnerships with retailers and fintechs. Key risks involve rising delinquencies, funding-cost volatility as interest rates reset, fraud, and tightening oversight from regulators focused on fair lending, cost transparency, and data privacy. In 2024–2025, the sector is shaped by AI‑driven underwriting, alternative data, consolidation among online lenders, and growing scrutiny of buy-now-pay-later models. For deeper insight into how publicly traded players are responding, review their SEC filings and disclosures on Earnings Feed.
Source: Earnings Feed research · Nov 23, 2025
Latest filings
- 144AFRMAffirm Holdings, Inc.6.2 KBSEC(opens sec.gov)
- 8-KATLCAtlanticus Holdings Corp211.3 KBSEC(opens sec.gov)
- 144CACCCREDIT ACCEPTANCE CORP7.8 KBSEC(opens sec.gov)
- 144CACCCREDIT ACCEPTANCE CORP11.2 KBSEC(opens sec.gov)
- 8-KENVAEnova International, Inc.179.7 KBSEC(opens sec.gov)
- 144CACCCREDIT ACCEPTANCE CORP11.3 KBSEC(opens sec.gov)
- 144CACCCREDIT ACCEPTANCE CORP11.3 KBSEC(opens sec.gov)
- 144CACCCREDIT ACCEPTANCE CORP11.1 KBSEC(opens sec.gov)
- 8-KCACCCREDIT ACCEPTANCE CORP3.1 MBSEC(opens sec.gov)
- 8-KWRLDWORLD ACCEPTANCE CORP303.3 KBSEC(opens sec.gov)
- 8-KCACCCREDIT ACCEPTANCE CORP336.0 KBSEC(opens sec.gov)
- 144ENVASEC(opens sec.gov)
- 8-KENVAEnova International, Inc.155.8 KBSEC(opens sec.gov)
- 8-KATLCAtlanticus Holdings Corp275.1 KBSEC(opens sec.gov)
- 8-KRMRegional Management Corp.11.8 MBSEC(opens sec.gov)
- 8-KNNINELNET INC240.8 KBSEC(opens sec.gov)
- 8-KENVASEC(opens sec.gov)
- 8-KBFHBREAD FINANCIAL HOLDINGS, INC.304.4 KBSEC(opens sec.gov)
- 144AFRMAffirm Holdings, Inc.12.9 KBSEC(opens sec.gov)
- 8-KENVAEnova International, Inc.184.5 KBSEC(opens sec.gov)
- 8-KTOYOTA MOTOR CREDIT CORP2.3 MBSEC(opens sec.gov)
- 8-KENVASEC(opens sec.gov)
- 8-KBFHSEC(opens sec.gov)
- 144AFRMAffirm Holdings, Inc.11.5 KBSEC(opens sec.gov)
- 8-K1st FRANKLIN FINANCIAL CORP127.2 KBSEC(opens sec.gov)
- 144HAPNHappen, Inc.6.8 KBSEC(opens sec.gov)
- 8-KCACCCREDIT ACCEPTANCE CORP142.6 KBSEC(opens sec.gov)
- 144CACCCREDIT ACCEPTANCE CORP6.2 KBSEC(opens sec.gov)
- 144AFRMAffirm Holdings, Inc.5.5 KBSEC(opens sec.gov)
- 144HAPNHappen, Inc.5.7 KBSEC(opens sec.gov)
- 144AFRMAffirm Holdings, Inc.5.5 KBSEC(opens sec.gov)
- 144CACCCREDIT ACCEPTANCE CORP5.5 KBSEC(opens sec.gov)
- 144AFRMAffirm Holdings, Inc.4.7 KBSEC(opens sec.gov)
- 144RMSEC(opens sec.gov)
- 144AFRMAffirm Holdings, Inc.4.9 KBSEC(opens sec.gov)
- 8-KSEC(opens sec.gov)
- 144AFRMAffirm Holdings, Inc.5.4 KBSEC(opens sec.gov)
- 10-KAFRMAffirm Holdings, Inc.21.1 MBSEC(opens sec.gov)
- 8-KAFRMAffirm Holdings, Inc.6.5 MBSEC(opens sec.gov)
- 144HAPNHappen, Inc.9.4 KBSEC(opens sec.gov)
Featured issuers
- 1st FRANKLIN FINANCIAL CORPCIK 0000038723
- Advance America, Cash Advance Centers, Inc.CIK 0001299704
- ADVANTA CORPCIK 0000096638
- AEGIS CONSUMER FUNDING GROUP INCCIK 0000932278
- Affirm Holdings, Inc.CIK 0001820953AFRM
- AGILITY CAPITAL INCCIK 0001014747
- AIRCRAFT FINANCE TRUSTCIK 0001089449
- AMERICAN HONDA FINANCE CORPCIK 0000864270
- ASSOCIATES CORPORATION OF NORTH AMERICACIK 0000007973
- ASSOCIATES FIRST CAPITAL CORPCIK 0000007974
- Atlanticus Holdings CorpCIK 0001464343ATLC
- AUTOFINANCE GROUP INC /CA/CIK 0000357078
Classification
- SIC code
- 6141
- Total issuers
- 127
- Recent filings
- 40