Fire, Marine & Casualty Insurance

The Fire, Marine & Casualty Insurance industry, classified under SIC 6331, provides property, marine cargo, liability, auto, and specialty catastrophe coverage that helps individuals, businesses, and public entities manage losses from fires, storms, accidents, piracy, and other unforeseen events. Typical customers range from homeowners and small enterprises to global shipping lines, industrial manufacturers, energy companies, and municipalities seeking risk transfer and balance sheet protection. Carriers operate under stringent solvency, capital adequacy, and consumer-protection rules, with regulators demanding robust reserving, reinsurance programs, and increasingly detailed climate and cyber-risk disclosures. In 2024–2025, the sector is shaped by rising catastrophe losses, climate-driven modeling advances, parametric products, tighter reinsurance capacity, and the growing use of AI, satellite data, and IoT telematics in underwriting and claims. As cyber, supply-chain, and geopolitical risks intensify, investors and risk managers closely track earnings quality and reserve adequacy. To monitor these dynamics in real time, view live SEC filings from leading SIC 6331 insurers on EarningsFeed.

Source: Earnings Feed research · last fetched 11/23/2025