Central Pacific Financial Corp.

Central Pacific Financial Corp. remains a regional leader in the State Commercial Banks sector (SIC 6021), providing a suite of deposit, lending and treasury management services tailored to Hawaii’s growing families, small businesses and local municipalities, emphasizing local decision-making and relationship banking that help differentiate it from larger national players; its core offerings include retail checking and savings products, commercial real estate and construction loans, as well as fee-based trust and wealth management services for the territory’s affluent households, while its lending franchise underscores credit discipline and conservative provisioning, yet remains exposed to cyclical real estate and tourism-linked economic swings, making collateral quality and loan concentration key risk factors overseen by the Federal Reserve and state banking regulators; investors tracking the company should note that the most recent SEC disclosure is the Form 10-Q filed in November 1999 and may want to view live SEC filings on Earnings Feed.

Source: Earnings Feed research · last updated 11/24/2025