NORTH VALLEY BANCORP

NORTH VALLEY BANCORP remains a regionally focused State Commercial Bank devoted to traditional deposit-taking, lending, and treasury management services for small- to mid-sized enterprises, professionals, and community residents seeking a locally rooted partner back by attentive relationship teams; its income mix leans on commercial and consumer lending, cash management sweep accounts, and mortgage servicing that reflect the classic State Commercial Banks SIC environment of conservative credit appetite and deposit liquidity. The franchise benchmarks its value proposition on personalized underwriting, branch-based advisory, and responsive digital touchpoints, yet it must keep pace with evolving safety-and-soundness standards, periodic capital stress testing, and compliance with the Federal Reserve and FDIC oversight that shape regional bank risk profiles; operational resilience and credit quality are enduring material risks, as highlighted by its most recent public disclosure, the Form 8-K filed December 1999, which underscores the long-standing regulatory dialogue rare among issuers without a current ticker. CIK 353191 guides investors to official records, so view live SEC filings on Earnings Feed.

Source: Earnings Feed research · last updated 11/24/2025