NORTH COUNTY BANCORP

North County Bancorp, a State Commercial Bank (SIC 6021) rooted in regional financial services, combines community lending with deposit-taking and treasury solutions tailored to small and mid-sized businesses plus local households seeking personalized banking relationships; its commercial lending, residential mortgage, and cash management capabilities sit alongside cautious wealth services as it navigates California’s regulatory landscape for state-chartered banks while keeping liquidity and credit quality central in a changing interest-rate environment. The company maintains vigilance on capital adequacy, credit concentration, and regulatory compliance, especially given the proximity to both state and federal oversight that governs deposit insurance, lending limits, and reporting obligations, and that the most recent SEC disclosure is the Form 10-Q filed in November 1999. CIK 357262 captures this continuing story of steady, community-focused finance. View live SEC filings on Earnings Feed for the latest updates.

Source: Earnings Feed research · last updated 11/24/2025