NATIONAL PENN BANCSHARES INC

National Penn Bancshares Inc, operating as a national commercial bank under SIC 6021, delivers a mix of deposit services, treasury management, small-business lending, and wealth advisory tailored to community-based firms and retail customers across Pennsylvania and neighboring markets, letting relationship banking and digital access serve both Main Street operators and individual savers seeking flexibility beyond boutique fintechs; its strategy is framed by the conservatism expected of national commercial banks, yet it remains sensitive to interest-rate shifts, credit-quality swings in its loan book, and the demands of capital and liquidity rules set by the OCC and FDIC, which together represent its primary material risks, while the Nov. 1999 Form 10-Q remains the latest public disclosure and reinforces the need to meet evolving regulatory stress-testing expectations; CIK 700733 anchors these disclosures, so view live SEC filings on Earnings Feed.

Source: Earnings Feed research · last updated 11/24/2025