FIRST FARMERS & MERCHANTS CORP

First Farmers & Merchants Corp, operating as a state commercial bank out of the Heartland, blends traditional deposit-taking, commercial lending, and cash management services with treasury solutions tailored to rural and suburban small businesses, agricultural producers, and public sector entities across its footprint; retail clients rely on personalized checking and savings accounts plus mortgage and wealth planning in a community-banked setting. As a State Commercial Banks industry player under SIC 6021, the company balances credit extension with liquidity for regional economies while conforming to Kansas and federal banking authorities, and its health hinges on interest-rate sensitivity, agricultural cycles, and regulatory oversight highlighted in its most recent Form 10-Q filed Nov 1999, which underscores capital adequacy, asset quality, and compliance with consumer protection rules; the bank’s risk profile also depends on maintaining low exposure to volatile sectors and sustaining strong underwriting standards. Track CIK 703329 to stay updated and explore live SEC filings on Earnings Feed.

Source: Earnings Feed research · last updated 11/24/2025