SOUTHERN BANCSHARES NC INC

Southern Bancshares NC Inc. operates as a state commercial bank rooted in North Carolina’s regional banking scene, offering core services such as deposit-taking, lending, and cash management tailored to small businesses, local governments, and retail consumers seeking relationship-based financing across the state. As a monoline institution regulated by state authorities and the FDIC under the State Commercial Banks SIC grouping, it must manage credit risk from commercial and consumer portfolios, interest-rate exposure tied to a traditional balance sheet, and compliance demands including capital adequacy, liquidity reporting, and anti-money-laundering controls that accompany its charter. The most recent disclosure available is the Form 10-Q filed in November 1999, which continues to define the public registry of its financial performance and risk narratives; investors and stakeholders should review that filing alongside ongoing regulator press for updates. Track performance and view live SEC filings on Earnings Feed.

Source: Earnings Feed research · last updated 11/24/2025