US BANCORP \DE\ 8-K

What Happened

• On January 20, 2026, U.S. Bancorp (USB) issued a press release reporting its financial results for the quarter ended December 31, 2025. The press release is attached to the 8‑K as Exhibit 99.1 and is deemed “filed” under the Exchange Act. The company also made available an earnings supplement and an investor presentation (Exhibits 99.2 and 99.3) and scheduled an investor conference call and webcast to discuss the results. The materials include forward‑looking statements and a cautionary factors statement.

Key Details

• Filing date: January 20, 2026; quarter end: December 31, 2025.
• Exhibit 99.1: Press release reporting Q4 2025 results (deemed filed).
• Exhibit 99.2: 4Q25 Earnings Supplement (furnished).
• Exhibit 99.3: 4Q25 Earnings Conference Call Presentation (furnished); investor call/webcast held Jan 20, 2026.
• 8‑K signed by Lisa R. Stark, Executive Vice President and Controller.

Why It Matters

• This 8‑K publicly releases U.S. Bancorp’s quarterly earnings information and supporting materials that investors use to evaluate recent performance and guidance. The furnished exhibits and investor call provide the primary sources for revenue, net income, and other quarterly metrics; the “filed” press release means the core results are formally part of the company’s Exchange Act record.