UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D. C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report: February 10, 2026

(Date of earliest event reported)

FORD MOTOR CREDIT COMPANY LLC

(Exact name of registrant as specified in its charter)

Delaware

(State or other jurisdiction of organization)


1-6368		38-1612444
(Commission File Number)		(IRS Employer Identification No.)

One American Road
Dearborn,	Michigan	48126
(Address of principal executive offices)		(Zip Code)

Registrant’s telephone number, including area code 313-322-3000

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

2.386% Notes due February 17, 2026*

F/26AB

New York Stock Exchange

6.860% Notes due June 5, 2026*

F/26A

New York Stock Exchange

3.350% Notes due Nine Months or More from the Date of Issue due August 20, 2026

F/26N

New York Stock Exchange

4.867% Notes due August 3, 2027*

F/27A

New York Stock Exchange

6.125% Notes due May 15, 2028*

F/28B

New York Stock Exchange

3.622% Notes due July 27, 2028*

F/28H

New York Stock Exchange

5.625% Notes due October 9, 2028*

F/28D

New York Stock Exchange

4.165% Notes due November 21, 2028*

F/28E

New York Stock Exchange

5.125% Notes due February 20, 2029*

F/29B

New York Stock Exchange

3.778% Notes due September 16, 2029*

F/29E

New York Stock Exchange

4.445% Notes due February 14, 2030*

F/30D

New York Stock Exchange

5.780% Notes due April 30, 2030*

F/30A

New York Stock Exchange

4.066% Notes due August 21, 2030*

F/30F

New York Stock Exchange

6.184% Notes due August 29, 2031*

F/31C

New York Stock Exchange

4.448% Notes due September 16, 2032*

F/32A

New York Stock Exchange

*Issued under Euro Medium-Term Notes due Nine Months or More from The Date of Issue Program

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02. Results of Operations and Financial Condition.

Ford Motor Credit Company LLC (‘‘Ford Credit’’) hereby incorporates by reference the news release of Ford Motor Company (‘‘Ford’’) dated February 10, 2026, concerning Ford and Ford Credit’s fourth quarter and full year 2025 financial results, which is furnished as Exhibit 99 hereto.

Beginning at 5:00 p.m. on February 10, 2026, Ford President and Chief Executive Officer Jim Farley, Chief Financial Officer Sherry House, and other members of Ford’s senior management team will host a conference call to discuss Ford’s fourth quarter and full year 2025 financial results. Investors may access the webcast of the presentation at:

https://ford-motor-company-q4-2025-earnings-call.open-exchange.net

Pre-registration, which is recommended to expedite access to the webcast, is available at:

https://ford-motor-company-q4-2025-earnings-call.open-exchange.net/registration

The presentation and supporting materials are available at www.shareholder.ford.com. Representatives of the investment community will have the opportunity to ask questions on the call.

Investors also may access replays of the presentation beginning after 8:00 p.m. the day of the event through February 17, 2026 at:

https://ford-motor-company-q4-2025-earnings-call.open-exchange.net/

All times referenced above are in Eastern Time.

Item 9.01. Financial Statements and Exhibits.

EXHIBITS**

Designation

Description

Method of Filing

Exhibit 99

News release dated February 10, 2026

Furnished with this Report

Exhibit 104

Cover Page Interactive Data File

***

(formatted in Inline XBRL)

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.


		FORD MOTOR CREDIT COMPANY LLC
		(Registrant)

Date: February 10, 2026	By:	/s/ Claire B. Ziegeler
		Claire B. Ziegeler
		Assistant Secretary

Any reference in this Form 8-K Report or the attached exhibit(s) to Ford’s corporate website(s), other websites, and/or other social media sites or platforms, and the contents thereof, is provided for convenience only; such websites or platforms and the contents thereof are not incorporated by reference into this Report nor deemed filed with the Securities and Exchange Commission.

***

Submitted electronically with this Report in accordance with the provisions of Regulation S-T.

FORD MOTOR CREDIT CO LLC 8-K