FORD MOTOR CREDIT CO LLC 8-K

What Happened

• Ford Motor Credit Company LLC incorporated by reference Ford Motor Company’s news release dated February 10, 2026, which reports Ford and Ford Credit’s fourth quarter and full-year 2025 financial results.
• A conference call/webcast to discuss the results was scheduled for February 10, 2026 at 5:00 p.m. Eastern Time, hosted by Ford President & CEO Jim Farley and CFO Sherry House, with other senior management participating. The news release is furnished as Exhibit 99 to the 8-K.

Key Details

• News release date: February 10, 2026 (furnished as Exhibit 99).
• Earnings call/webcast: February 10, 2026 at 5:00 p.m. ET; management participants include Jim Farley (CEO) and Sherry House (CFO).
• Webcast access and preregistration available online; presentation and supporting materials posted at www.shareholder.ford.com.
• Replay available after 8:00 p.m. ET on Feb 10, 2026 through Feb 17, 2026.

Why It Matters

• The filing provides investors direct access to Ford Credit’s and Ford’s Q4 and full-year 2025 financial results and management commentary, which are material for evaluating recent earnings, financial condition, and near-term outlook.
• The live call and replay give investors the opportunity to hear management’s explanations and to ask questions, facilitating timely assessment of credit performance, liquidity and other factors relevant to Ford Credit’s business.