Fercho Kristy 4

What Happened Kristy Fercho, Senior Executive Vice President of Wells Fargo & Company (WFC), was granted 27,619 restricted share rights (RSRs) on January 27, 2026. The award is reported as a derivative acquisition at $0.00 per share (i.e., a company equity grant rather than a market purchase). Each RSR is a contingent right to receive one share of common stock upon vesting.

Key Details

• Transaction date: 2026-01-27; filing date: 2026-01-29 (appears timely under Form 4 rules).
• Instrument and amount: 27,619 Restricted Share Rights (derivative grant) at $0.00.
• Vesting schedule (footnote F4): vests in three equal installments — one-third on 2/5/2027, one-third on 2/5/2028, and one-third on 2/5/2029.
• Footnotes of note:
  • F2: Each RSR = contingent right to one share.
  • F3: 100% of this equity award was granted as RSRs.
  • F4: Grant subject to Company Stock Ownership Policy — required hold while employed and for one year after retirement.
  • F1: References ESOP Fund share equivalents in the 401(k) Plan used in ownership reporting (as of 12/31/2025).
• Shares owned after transaction: not specified in the filing.

Context This was an equity compensation grant (award), not a market buy or sell. RSRs convert to actual shares only as they vest, so the award does not represent immediately tradable stock. Such grants are routine for executives as part of long-term compensation and do not by themselves indicate a personal market purchase or sale.