GRAVES GREG M 4

What Happened
Greg M. Graves, a director of UMB Financial Corporation (UMBF), was granted 786 shares on January 30, 2026. The shares are reported at $127.14 each, for a total reported value of $99,932. This filing reports an acquisition (grant/award), not an open-market purchase or sale.

Key Details

• Transaction date: 2026-01-30; reported price per share: $127.14; total value: $99,932.
• Transaction type: A (award/grant — acquisition of shares).
• Footnote: Includes shares acquired through participation in UMB Financial Corporation’s dividend reinvestment plan (DRIP).
• Filing date / accession: Filed 2026-02-02 (appears timely under Form 4 reporting rules).
• Shares owned after the transaction: not specified in the provided filing excerpt.

Context
Grants and awards (code A) commonly reflect company compensation programs or reinvested dividends rather than direct open-market purchases; they do indicate the insider received equity but do not necessarily signal a personal cash investment. For retail investors, outright purchases can be a stronger signal of insider conviction than routine awards or DRIP acquisitions.