Mason Phillip James 4

What Happened

• Mason Phillip James, President of Institutional Banking at UMB Financial (UMBF), was credited with 1,691 shares as an award/grant on Feb 9, 2026 (acquired at $0.00 per share). To cover tax withholding related to the vesting, 241 shares were surrendered/disposed at $134.32 on Feb 7, 2026, totaling about $32,371. The filing shows this was an award/vesting event rather than an open-market purchase or sale.

Key Details

• Transaction dates and prices:
  • Feb 7, 2026: 241 shares disposed (tax withholding) at $134.32, proceeds/withheld value ≈ $32,371 (code F).
  • Feb 9, 2026: 1,691 shares acquired as an award/grant at $0.00 (code A).
• Net change: +1,450 shares (1,691 acquired − 241 withheld).
• Shares owned after transaction: not disclosed in the filing.
• Footnotes: F1 notes these shares reflect dividends earned upon vesting of the underlying restricted stock units; F2 states the related restricted share units vest 33% on Feb 9, 2027; 33% on Feb 9, 2028; and 34% on Feb 9, 2029.
• Filing: Form 4 filed Feb 10, 2026; appears timely relative to the reported transactions.
• Transaction codes: A = award/grant (acquisition), F = shares withheld/paid to satisfy tax withholding.

Context

• This was an equity award/vesting event, not a market purchase or a voluntary sale. The withholding of shares to cover taxes is a common administrative step and does not by itself indicate buying or selling sentiment. The award includes dividend equivalents and relates to RSUs with further vesting scheduled over 2027–2029.