Rine James D 4

What Happened

• James D. Rine, President of UMB Financial Corp (UMBF), had 937 shares disposed on Feb 9, 2026 to satisfy a tax/withholding obligation tied to vested restricted stock units. The shares were recorded at $134.29 each, totaling approximately $125,830.
• This was a share withholding to cover taxes (transaction code F), not an open-market sale by the insider.

Key Details

• Transaction date: 2026-02-09; Filing date: 2026-02-11 (appears timely — within the typical two-business-day Form 4 window).
• Price per share: $134.29; Shares withheld/disposed: 937; Total value: $125,830.
• Footnote F1: reflects dividends earned upon vesting of the underlying restricted stock units. Footnote F2 notes ESOP allocations/dispositions since last report (contextual, not necessarily tied to this specific trade).
• Shares owned after the transaction: not specified in the provided data.

Context

• This was a routine tax-withholding disposition tied to RSU vesting (shares withheld to cover tax liability), not a voluntary sale in the open market; such withholdings are common and do not necessarily indicate an insider's view on the stock.
• Transaction code F denotes payment of exercise price or tax liability; here it serves as tax withholding on vested awards.