Bowen William I. Jr. 4

What Happened

• William I. Bowen Jr., a director of Ameris Bancorp (ABCB), was granted 1,003 restricted shares on May 21, 2026. The reported acquisition price is $0.00, so the grant had no out-of-pocket cost to the insider. The award is a restricted stock grant under the Ameris Bancorp 2021 Omnibus Equity Compensation Plan and vests on the earlier of May 21, 2027 or the date of the 2027 annual meeting.

Key Details

• Transaction date: 2026-05-21; transaction type: Award/Grant (code A); price reported: $0.00.
• Shares reported acquired: 1,003 (total value reported as $0).
• The 1,003-share total includes 115.34235 shares acquired via an employee stock purchase plan (ESPP) and dividend reinvestment plan (DRIP), per the filing footnote.
• Vesting: earlier of May 21, 2027 or the 2027 annual shareholders' meeting (footnote).
• Filing date: 2026-05-26 (filed five days after the reported transaction). Form 4s are generally due within two business days of the transaction; this filing was submitted later than that window.
• Shares owned after the transaction: not specified in the public Form 4 filing.

Context

• This was a compensation award (restricted stock grant), not an open-market purchase or sale. Such grants are routine for directors and executives and reflect compensation, not necessarily an immediate trading signal.
• The award will convert to ordinary shares only as the restrictions lapse under the stated vesting conditions; until then the shares are subject to forfeiture or other plan conditions.