Whipple John F. 4
4 · COMMUNITY FINANCIAL SYSTEM, INC. · Filed Dec 3, 2025
Insider Transaction Report
Form 4
Whipple John F.
Director
Transactions
- Exercise/Conversion
Common Stock
2025-12-01+1,370→ 8,506.03 total - Exercise/Conversion
Phantom Stock (Deferred Compensation)
2025-12-01−1,370→ 5,707.392 total→ Common Stock (1,370 underlying)
Footnotes (3)
- [F1]On December 1, 2025, the reporting person's phantom stock units were settled for 1,370 shares of Community Financial System, Inc. common stock.
- [F2]Each unit of phantom stock is the economic equivalent of one share of Community Financial System, Inc. common stock. The units of phantom stock relating to the Deferred Compensation Plan will be settled in Community Financial System, Inc. common stock at future dates selected by the reporting person.
- [F3]Includes 53.6874, 61.6877, 53.8395, and 59.5376 units of phantom stock acquired on January 10, 2025, April 10, 2025, July 10, 2025, and October 10, 2025, respectively, as dividend equivalents under the Plan.