DEXTER TRACEY 4

What Happened

• Dexter Tracey, Executive Vice President & Chief Financial Officer of Seacoast Banking Corp. of Florida (SBCF), was granted 7,736 shares as an award (reported acquisition value $0) on February 10, 2026. The award represents performance-based restricted stock units (PSUs) tied to performance through December 31, 2025 and was certified by the company's Compensation and Governance Committee on February 10, 2026.

Key Details

• Transaction date and price: 7,736 shares acquired on 2026-02-10 at $0.00 per share (award/grant).
• Shares owned after transaction: Not specified in the Form 4 filing.
• Vesting/conditions: Per footnote F1, these PSUs were granted April 1, 2023, performance targets were attained for the period ending 12/31/2025, the Committee certified the attained amount on 2/10/2026, and the shares will vest on 12/31/2026 provided continued service.
• Plan/authority: Footnotes indicate awards are pursuant to the company's incentive arrangements (see filing footnotes).
• Filing timeliness: Form filed 2026-02-11 for a 2026-02-10 transaction (filed the next business day; appears timely).

Context

• This is an equity award (not an open‑market purchase or sale). Such grants compensate and retain executives and do not by themselves signal immediate buying or selling intent. The award is performance-based and still subject to a future vesting date and continued employment, so the shares are not yet free to sell.