CITIZENS FINANCIAL SERVICES INC 8-K

What Happened

• Randall E. Black, Chief Executive Officer of Citizens Financial Services, Inc. (CZFS), announced the company's unaudited consolidated financial results for the fourth quarter and full year 2025.
• The company issued a press release titled “Citizens Financial Services, Inc. Reports Unaudited Full Year and Fourth Quarter 2025 Financial Results” on January 29, 2026; that release is attached to the Form 8-K as Exhibit 99.1 and incorporated by reference.

Key Details

• Filing date: January 29, 2026 (Current Report on Form 8-K, Item 2.02).
• Results described are unaudited consolidated financial results for Q4 2025 and full year 2025.
• Press release attached as Exhibit 99.1 to the Form 8-K.
• The filing includes the Inline XBRL cover page (Exhibit 104) for interactive data.

Why It Matters

• This 8-K provides the company’s latest reported earnings and financial condition information for Q4 and full-year 2025 — key inputs for evaluating near-term performance.
• Because the figures are described as unaudited, investors should review the attached press release for details and watch for subsequently filed audited financial statements or a 10-K for any revisions or additional context.
• The press release in the 8-K is the company’s official, timely disclosure of its quarterly and annual results; investors may use it to update models or compare to analyst expectations.