BOWER JOSEPH B JR 4

What Happened
Joseph B. Bower Jr., a director of Citizens Financial Services, Inc. (CZFS), was granted 88 shares on 2026-06-15 as a stock award. The award is reported at $0.00 per share (code A — award/grant), so the filing shows no cash paid for the shares; the grant was made under the company’s 2026 Equity Incentive Plan.

Key Details

• Transaction date: 2026-06-15 (reported on Form 4 filed 2026-06-16).
• Transaction type/code: Award/grant (A).
• Shares granted: 88; Price per share reported: $0.00; reported acquisition value: $0.
• Shares owned after transaction: Not disclosed in this Form 4.
• Remarks: “STOCK AWARDS GRANTED PURSUANT TO THE CITIZENS FINANCIAL SERVICES, INC. 2026 EQUITY INCENTIVE PLAN.”
• Filing timeliness: Report filed one day after the transaction (appears timely).
• No 10b5-1 plan, tax-withholding, or immediate sale noted in the filing.

Context
Stock awards are typically compensation for service (often subject to vesting) rather than open‑market purchases by insiders, so they don’t necessarily indicate the insider’s near‑term market view. Check company filings (proxy or plan documents) for vesting terms and total outstanding insider holdings if you want a fuller ownership picture.