Cumming Christine M 4

What Happened
Christine M. Cumming, a director of Citizens Financial Group (CFG), was credited with 283.494 restricted stock units (RSUs) on February 18, 2026. The award is reported as an acquisition (code A) at $0.00 per share (total reported value $0) and reflects RSUs credited following the issuer’s dividend payment.

Key Details

• Transaction date: 2026-02-18 (filed 2026-02-19).
• Transaction type/code: Award/Grant (A) — restricted stock units credited.
• Shares/units received: 283.494 RSUs at $0.00 (reported value $0).
• Shares owned after transaction: Not disclosed in this filing.
• Footnote: RSUs were credited following the issuer’s dividend payment under the Amended & Restated Citizens Financial Group, Inc. 2014 Non-Employee Directors Compensation Plan.
• Timeliness: Filed one day after the transaction date; filing does not indicate lateness.

Context
This was a non-cash director compensation credit (dividend-equivalent RSUs), not an open-market purchase or sale. Such dividend credits to RSU accounts are routine director compensation and do not, by themselves, indicate a change in the director’s market view.