Atkinson Tracy A 4

What Happened
Tracy Atkinson, a director of Citizens Financial Group (CFG), was credited with 69.778 shares on 2026-02-18 as an award/acquisition (code A) at an acquisition price of $0.00 (total reported cash value $0). This reflects restricted stock units (RSUs) credited following the issuer’s dividend payment under the Amended & Restated Citizens Financial Group, Inc. 2014 Non-Employee Directors Compensation Plan — not a market purchase or sale.

Key Details

• Transaction date: 2026-02-18; Form filed: 2026-02-19 (timely).
• Transaction type/code: Award/Acquisition (A).
• Shares acquired: 69.778; price per share reported: $0.00; reported cash value: $0.
• Shares owned after transaction: not disclosed in this filing.
• Footnote: RSUs credited as dividend equivalents under the Non-Employee Directors Compensation Plan (see F1).
• No 10b5-1 plan, exercise, sale, or tax-withholding transaction reported here.

Context
These units are a routine director compensation item (dividend-equivalent RSUs) and do not represent an open‑market buy or sale by the director. Such awards are common for non-employee directors and are generally administrative/compensation events rather than direct signals of personal trading intent.