Cummings Kevin 4

What Happened

• Kevin Cummings, a director of Citizens Financial Group (CFG), was credited with 132.716 restricted stock units (reported as an award/grant) on 2026-02-18. The filing shows an acquisition price of $0.00 and a reported dollar value of $0 for this transaction, reflecting that the units were credited rather than purchased.

Key Details

• Transaction date: 2026-02-18 (reported on Form 4 filed 2026-02-19).
• Transaction type/code: Award/Grant (Code A).
• Shares/units: 132.716 RSUs credited; price reported $0.00.
• Shares owned after transaction: Not disclosed in the provided filing excerpt.
• Footnote: F1 — RSUs were credited following the issuer’s dividend payment pursuant to the Amended & Restated Citizens Financial Group, Inc. 2014 Non‑Employee Directors Compensation Plan.
• Timeliness: Filing covers the 2/18/2026 event and was filed 2/19/2026 (appears timely).

Context

• This was a compensation-related credit (dividend-equivalent RSUs) for a non-employee director, not an open‑market purchase or sale. Such credits are routine director compensation and do not by themselves indicate an insider buying or selling the stock.