Swift Christopher 4

What Happened
Christopher Swift, a director of Citizens Financial Group, received an award of 163.8 restricted stock units (RSUs) on 2026-02-18. The Form 4 reports the acquisition (code A) at $0.00 per share (total reported $0). A footnote states these RSUs were credited following the issuer’s dividend payment under the Amended & Restated Citizens Financial Group, Inc. 2014 Non-Employee Directors Compensation Plan. This is a routine director compensation award, not an open-market purchase or sale.

Key Details

• Transaction date: 2026-02-18
• Transaction type/code: Award (A) — restricted stock units credited
• Shares acquired: 163.8 RSUs
• Price reported: $0.00 per share (total $0 reported)
• Filing date: 2026-02-19 (timely filing)
• Shares owned after transaction: not disclosed in the filing
• Footnote: RSUs credited as dividend-equivalent awards under the 2014 Non-Employee Directors Compensation Plan (F1)

Context
Dividend-equivalent RSU credits for non-employee directors are standard compensation and do not represent a market buy or sell. Such awards compensate directors for dividends and are typically routine; they should not be interpreted as a direct trading signal about the company’s near-term prospects.