Schnirel Christopher J 4

What Happened

• Christopher J. Schnirel, Chief Accounting Officer of Citizens Financial Group (CFG), was granted 5,814 shares under the company's incentive plan on 2026-03-01 (report code A). To cover tax obligations, 1,514 shares were disposed/withheld on the same date at $60.19 per share for proceeds of $91,128 (report code F).
• The grant is reported with a $0.00 acquisition price because it is an award (not an open-market purchase).

Key Details

• Transaction dates: 2026-03-01 (grant and tax withholding/sale); Form 4 filed 2026-03-03 (timely).
• Grant: 5,814 shares (code A) — granted pursuant to the Amended and Restated Citizens Financial Group, Inc. 2014 Omnibus Incentive Plan (footnote).
• Tax withholding/disposition: 1,514 shares disposed at $60.19 per share; total proceeds $91,128 (code F).
• Shares owned after the transactions: not specified in the provided Form 4.
• Filing timeliness: filed March 3, 2026 for a March 1 transaction (appears timely).
• Footnote: Award granted under CFG’s 2014 Omnibus Incentive Plan.

Context

• Code A indicates an equity award (often restricted stock or RSUs); code F indicates shares were surrendered or sold to satisfy tax withholding obligations. This is a routine award + tax-withholding transaction rather than an independent market purchase or sale for investment purposes.
• Such awards are common executive compensation events and the tax withholding does not necessarily indicate a change in insider sentiment about the company.