Ruttledge Michael 4

What Happened

• Michael Ruttledge, Chief Information Officer of Citizens Financial Group (CFG), was granted 11,879 shares of common stock on 2026-03-01 under the Company's 2014 Omnibus Incentive Plan. The grant is recorded at $0.00 per share (award).
• To cover the tax obligation associated with the grant, 10,995 shares were withheld/disposed at an indicated price of $60.19, for a value of $661,789. The withholding is reported under transaction code F (payment of exercise price or tax liability).

Key Details

• Transaction date: 2026-03-01; Filing date: 2026-03-03 (appears timely, filed two days after the transaction).
• Grant: 11,879 shares acquired at $0.00 (transaction code A).
• Withholding/disposition: 10,995 shares at $60.19 each — total $661,789 (transaction code F).
• Footnote: The grant was made under the Amended and Restated Citizens Financial Group, Inc. 2014 Omnibus Incentive Plan (see footnote F1).
• Shares owned after the transaction: not disclosed in the provided filing details.

Context

• This is a stock award (not an open-market purchase or a sale). The withholding of shares to satisfy tax withholding is a common administrative step and does not necessarily indicate a market-driven sale. Purchases by insiders are generally more indicative of bullish sentiment; grants and tax withholding are routine compensation events.