Cummings Kevin 4

What Happened
Kevin Cummings, a member of the board of directors of Citizens Financial Group (CFG), was credited with 161.696 shares on 2026-05-14 as an award (transaction code A). The filing reports the acquisition price as $0.00 because these were restricted stock units credited following a dividend under the company's non-employee directors compensation plan.

Key Details

• Transaction date: 2026-05-14; filing date: 2026-05-15 (timely filing).
• Shares acquired: 161.696; reported acquisition price: $0.00.
• Transaction code: A (award/grant/acquisition).
• Shares owned after the transaction: not disclosed in the Form 4.
• Footnote: RSUs were credited following the issuer's dividend payment under the Amended & Restated Citizens Financial Group, Inc. 2014 Non-Employee Directors Compensation Plan (per footnote F1).
• No sale, purchase of cash, or option exercise occurred.

Context
These shares were awarded as dividend-credit restricted stock units to a non-employee director — a routine form of director compensation that does not necessarily indicate a buying or selling signal. Awards and dividend-credit RSUs are common for directors and are distinct from open-market purchases or sales that investors often view as stronger signals of insider sentiment.