EX-20 3 d121935.txt OTHER DOCUMENTS/STATEMENTS TO SECURITY HOLDERS GMAC Mortgage Corporation Mortgage Pass-Through Certificates Record Date: 30-Nov-2002 Distribution Date: 26-Dec-2002 23-Dec-2002 7:24:33PM GMA Series 1999-J0l Certificateholder Distribution Summary

All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee. Page 1 GMAC Mortgage Corporation Mortgage Pass-Through Certificates Record Date: 30-Nov-2002 Distribution Date: 26-Dec-2002 23-Dec-2002 7:24:33PM GMA Series 1999-J0l Principal Distribution Statement

(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description. Page 2 GMAC Mortgage Corporation Mortgage Pass-Through Certificates Record Date: 30-Nov-2002 Distribution Date: 26-Dec-2002 23-Dec-2002 7:24:33PM GMA Series 1999-J0l Principal Distribution Factors Statement

Per $1000 denomination. (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description. Page 3 GMAC Mortgage Corporation Mortgage Pass-Through Certificates Record Date: 30-Nov-2002 Distribution Date: 26-Dec-2002 23-Dec-2002 7:24:33PM GMA Series 1999-J0l Interest Distribution Statement

(4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description. Page 4 GMAC Mortgage Corporation Mortgage Pass-Through Certificates Record Date: 30-Nov-2002 Distribution Date: 26-Dec-2002 23-Dec-2002 7:24:33PM GMA Series 1999-J0l Interest Distribution Factors Statement

Per $1000 denomination. (6) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description. Page 5 GMAC Mortgage Corporation Mortgage Pass-Through Certificates Record Date: 30-Nov-2002 Distribution Date: 26-Dec-2002 23-Dec-2002 7:24:33PM GMA Series 1999-J0l Certificateholder Account Statement -------------------------------------------------------------------------------- CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 7,784,550.29 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 19,521.23 Realized Losses 0.00 Prepayment Penalties 0.00 ------------ Total Deposits 7,804,071.52 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 23,486.39 Payment of Interest and Principal 7,780,585.13 ------------ Total Withdrawals (Pool Distribution Amount) 7,804,071.52 Ending Balance 0.00 ============ -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- PREPAYMENT/CURTAILMENT INTEREST SHORTFALL Total Prepayment/Curtailment Interest Shortfall 0.00 Servicing Fee Support 0.00 ------------ Non-Supported Prepayment/Curtailment Interest Shortfall 0.00 ============ -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- SERVICING FEES Gross Servicing Fee 22,410.68 Trustee Fee - Wells Fargo Bank, N.A 1,075.71 Supported Prepayment/Curtailment Interest Shortfall 0.00 ------------ Net Servicing Fee 23,486.39 ============ -------------------------------------------------------------------------------- Page 6 GMAC Mortgage Corporation Mortgage Pass-Through Certificates Record Date: 30-Nov-2002 Distribution Date: 26-Dec-2002 23-Dec-2002 7:24:33PM GMA Series 1999-J0l Loan Status Stratification/Credit Enhancement Statement

The 90 day Delinquent field contains loans that are 90+ days delinquent. Other than current Bankruptcies, all Bankrupt, Foreclosure, and REO loans are reported in the 90 day field. Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 19,521.23 Page 7 GMAC Mortgage Corporation Mortgage Pass-Through Certificates Record Date: 30-Nov-2002 Distribution Date: 26-Dec-2002 23-Dec-2002 7:24:33PM GMA Series 1999-J0l

Page 8 GMAC Mortgage Corporation Mortgage Pass-Through Certificates Record Date: 30-Nov-2002 Distribution Date: 26-Dec-2002 23-Dec-2002 7:24:33PM GMA Series 1999-J0l -------------------------------------------------------------------------------- COLLATERAL STATEMENT Collateral Description 6 Month LIBOR ARM Weighted Average Gross Coupon 7.101483% Weighted Average Pass-Through Rate 6.839483% Weighted Average Maturity (Stepdown Calculation) 316 Beginning Scheduled Collateral Loan Count 339 Number of Loans Paid in Full 23 Ending Scheduled Collateral Loan Count 316 Beginning Scheduled Collateral Balance 107,571,249.92 Ending Scheduled Collateral Balance 100,403,774.59 Ending Actual Collateral Balance at 30-Nov-2002 100,510,400.12 Monthly P&I Constant 759,853.15 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Optimal Amount 7,683,310.50 Class AP Deferred Amount 0.00 Ending Scheduled Balance for Premium Loans 54,648,430.00 Ending Scheduled Balance for Discount Loans 45,755,344.59 Scheduled Principal 123,256.94 Unscheduled Principal 7,044,218.39 -------------------------------------------------------------------------------- Page 9

GMAC MORTGAGE LOAN TRUST 1999-J1 8-K