Elliott Nicholas J 4

What Happened

• Nicholas J. Elliott, Chief Transformation Officer of Credit Acceptance Corp. (CACC), was credited with 2,492 shares on Feb 9, 2026. The reported acquisition price/value is $0.00, reflecting an award/allocation rather than an open‑market purchase.

Key Details

• Transaction date: 2026-02-09; Form 4 filed: 2026-02-11 (filed two days after the transaction).
• Transaction type: A = Grant/award or other acquisition (allocated shares).
• Shares acquired: 2,492; reported acquisition price: $0.00 (no cash paid).
• Shares owned after the transaction: Not specified in the filing.
• Footnote: F1 — These shares are held in the Credit Acceptance Stock Fund of the Credit Acceptance Corporation 401(k) Profit Sharing Plan and Trust as of Jan 29, 2026, per the plan trustee.

Context

• This was an award/allocation to a 401(k) stock fund (plan allocation), not an open‑market purchase or sale; such allocations often reflect plan contributions or distributions and do not necessarily indicate the insider’s view of the stock.
• No indication of option exercise, gift, or tax‑withholding in this filing. The filing appears timely (submitted Feb 11 for a Feb 9 transaction).