Johnson Pamela D. 4

What Happened Pamela D. Johnson, Chief Financial Officer of OppFi Inc. (OPFI), was granted 27,073 restricted stock units (RSUs) on April 1, 2026 (reported Apr 3, 2026). On April 2, 2026, a total of 5,673 shares were withheld to satisfy tax-withholding obligations upon settlement — shown as three withholding transactions (1,974; 1,715; and 1,984 shares) at $7.71 per share, totaling approximately $43,740. The award (code A) and withholding (code F) are reported on the Form 4.

Key Details

• Grant: 27,073 RSUs granted on 2026-04-01 (reported 2026-04-03).
• Tax withholding: 1,974; 1,715; and 1,984 shares withheld on 2026-04-02 at $7.71/share (total ~5,673 shares; ~$43,740).
• Transaction codes: A = Award/Grant; F = Tax withholding (shares disposed to cover taxes).
• Vesting: Per footnote, 25% of the RSUs vested immediately on grant; the remainder vests in equal quarterly increments over the following three years, subject to continued service and plan terms.
• Shares owned after the transaction: Not specified in the provided filing excerpt.
• Filing timeliness: Form filed Apr 3, 2026; appears to be timely for the reported transactions.

Context RSUs are a form of equity compensation that entitle the holder to receive company shares when vesting conditions are met; they are not an open-market purchase. The withholding transactions are routine — shares are retained to satisfy tax obligations when RSUs vest/settle (a cashless withholding), and do not indicate an open-market sale or change in investment stance. This filing documents an award and related tax withholding rather than an insider purchase or discretionary sale.