EX-99 2 mi785899-ex99.txt MORTGAGE ASSETS DESCRIPTION EXHIBIT 99 Mid-State 2004-1 Closing Pool Collateral 6/30/2004 Cut-off Date 1. Accounts Comprising the Mortgage Collateral Number of Accounts: 3,764 Outstanding Principal Balance: $271,869,670.43 Average Outstanding Principal Balance: $72,228.92 Minimum: $15,185.87 Maximum: $228,400.91 Average Original Balance: $72,703.52 Minimum: $15,437.50 Maximum: $231,861.00 Weighted Average Interest Rate: 9.009% Minimum: 5.750% Maximum: 12.050% Weighted Average Original Term: 350 Minimum: 115 Maximum: 360 Weighted Average Remaining Term: 343 Minimum: 84 Maximum: 359 First Payment Date: ------------------- Minimum: 1999-01-01 Maximum: 2004-09-05 Maturity Date: -------------- Minimum: 2011-08-01 Maximum: 2034-08-05 2. Calculated Scheduled Final Payment

Weighted Average Period to Calculated Scheduled Final Payment: 343 months. 3. Outstanding Principal Balance

Average Outstanding Principal Balance: $72,228.92. 4. Original Principal Balance

Average Original Principal Balance: $72,703.52. 5. Year of First Date of Payment

6. Interest Rate

Weighted Average Interest Rate: 9.009%. 7. State

MID STATE CAPITAL CORP 8-K