EX-99 3 ex99.txt United Fidelity Auto Receivables Trust 2002-A Servicer's Certificate Distribution Date: November 15, 2002 Collection Period: October 1, 2002 - October 31, 2002 No Days in Collection Period 31

United Fidelity Auto Receivables Trust 2002-A Servicer's Certificate Distribution Date: November 15, 2002 Collection Period: October 1, 2002 - October 31, 2002 No Days in Collection Period 31

* Previously Unpaid Amounts are included for all distributions United Fidelity Auto Receivables Trust 2002-A Servicer's Certificate Distribution Date: November 15, 2002 Collection Period: October 1, 2002 - October 31, 2002 No Days in Collection Period 31

United Fidelity Auto Receivables Trust 2002-A Servicer's Certificate Distribution Date: November 15, 2002 Collection Period: October 1, 2002 - October 31, 2002 No Days in Collection Period 31

United Fidelity Auto Receivables Trust 2002-A Servicer's Certificate Distribution Date: November 15, 2002 Collection Period: October 1, 2002 - October 31, 2002 No Days in Collection Period 31

United Fidelity Auto Receivables Trust 2002-A Servicer's Certificate Distribution Date: November 15, 2002 Collection Period: October 1, 2002 - October 31, 2002 No Days in Collection Period 31

United Fidelity Auto Receivables Trust 2002-A Servicer's Certificate Distribution Date: November 15, 2002 Collection Period: October 1, 2002 - October 31, 2002 No Days in Collection Period 31

United Fidelity Auto Receivables Trust 2002-A Servicer's Certificate Distribution Date: November 15, 2002 Collection Period: October 1, 2002 - October 31, 2002 No Days in Collection Period 31

United Fidelity Auto Receivables Trust 2002-A Servicer's Certificate Distribution Date: November 15, 2002 Collection Period: October 1, 2002 - October 31, 2002 No Days in Collection Period 31

Executed by: ------------------------------------ Vice President Operations Date: ------------------------------------

UNITED FIDELITY AUTO RECEIVABLES TRUST 2002-A 8-K