USCB FINANCIAL HOLDINGS, INC. 8-K

What Happened

• USCB Financial Holdings, through its subsidiary U.S. Century Bank, filed an 8-K on January 30, 2026 disclosing Amendment No. 2 to the employment agreement for Robert Anderson, Executive Vice President and Chief Financial Officer. The Amendment is effective January 28, 2026 and was approved by the Compensation Committee.
• The Amendment modifies Section 5(e) of the existing agreement (originally dated January 29, 2023 and previously amended January 6, 2025) to provide that severance is payable when a termination by the employers (other than for Cause, Disability or death) or by Mr. Anderson for Good Reason occurs more than 12 months after a Change in Control.

Key Details

• Parties: U.S. Century Bank, USCB Financial Holdings, Inc., and Robert Anderson.
• Effective date of Amendment No. 2: January 28, 2026. Original agreement date: January 29, 2023; prior amendment: January 6, 2025.
• Change made: Section 5(e) expanded to make severance payable even if termination occurs more than 12 months after a Change in Control.
• No other changes to the employment agreement were made; the Amendment is filed as Exhibit 10.1 to the 8-K.

Why It Matters

• The change broadens the circumstances under which the CFO would be eligible for severance tied to a Change in Control, extending protection beyond the prior 12‑month window.
• For investors, this could modestly increase potential post‑change‑in‑control compensation obligations of the company in the event of a transaction or leadership change, although the filing does not disclose any dollar amounts or immediate cash impact.
• The disclosure is relevant to shareholders monitoring governance, executive retention, and potential costs related to mergers, acquisitions, or other change‑in‑control events.